I just tried to take out cash at an out of network ATM but it was declined, even though I had enough in my account. Why?

In order to withdraw cash from an out-of-network ATM, you need to have sufficient funds to cover the withdrawal amount, any third party ATM fees, and the Greenwood $2.50 ATM Withdrawal Fee. If you don’t have enough money to cover both the withdrawal and the fees, the transaction will be declined.