When will my deposit be available?

If you deposit on a business day before 5 pm ET, your money will generally be available within four (4) business days after we approve the deposit. If you deposit after 5 pm ET or on a weekend or holiday, we will process the deposit on the next business day and your money will generally be available within four (4) business days after approval.

Greenwood may, in its sole discretion, delay availability of any deposit based on several risk factors including, but not limited to, the institution on which a check is drawn, the history of any Greenwood accounts the check submitter owns, direct deposit history and/or amounts and/or spending activity.  Additionally, if Greenwood becomes aware or has reason to believe a deposit is fraudulent, we reserve the right to refuse to process it.